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Your Financial Compass Since 2018

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Unbiased, data-backed personal finance articles on investing, budgeting, taxes, real estate and more — written for everyday Indians who want to make smarter money decisions.

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⭐ Featured Article

Why Your Emergency Fund Is the Most Important Investment You'll Ever Make

Feb 14, 2026 · 8 min read · Personal Finance

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Investing

Index Funds vs. Active Funds: A 10-Year Indian Market Comparison

We crunched the numbers on every major Indian mutual fund category over 10 years. The results might surprise you.

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Budgeting

The 50/30/20 Rule: Does It Actually Work in India?

With rising EMIs and urban costs, we revisit the classic budgeting rule and propose an India-first version.

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Tax Planning

Old vs New Tax Regime in 2026: Which Should You Choose?

After the 2025 budget changes, we break down exactly who benefits from each regime with real examples.

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200+ articles on personal finance, investing, and building wealth in India

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⭐ Editor's Pick · Investing

Why Your Emergency Fund Is the Most Important Investment You'll Ever Make

Before you invest a single rupee in the stock market, there's one financial foundation that experts universally agree on. We break down exactly how much you need, where to keep it, and why it matters more than any hot stock tip ever will.

Read Article → Feb 14, 2026 · 8 min read
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Investing

Index Funds vs. Active Funds: 10-Year Comparison

💰

Budgeting

The 50/30/20 Rule: Does It Work in India?

🧾

Tax Planning

Old vs New Tax Regime 2026: Full Breakdown

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Real Estate

Buying vs Renting in 2026: The True Cost

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Retirement

How Much Do You Really Need to Retire in India?

Crypto

Crypto Tax Rules in India: Complete 2026 Guide

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Our Story

Finance made simple,
honest, and human

FinWise was born in 2018 out of frustration. I was a 26-year-old software engineer in Pune who knew I needed to "invest" but had no idea where to start. Every article I found was either jargon-heavy, sponsored content, or designed to sell me something.

So I spent two years learning — really learning — about personal finance, investing, and the Indian tax system. Then I started writing about it. Plainly. Honestly. Without ads or hidden agendas.

Today, FinWise reaches 12,000+ readers every month. The mission hasn't changed: make financial knowledge accessible to every Indian, regardless of their background or income level.

RK

Rahul Kumar

Founder & Editor, FinWise

CFP® · Ex-Software Engineer

What We Stand For

Our core values drive every article we write

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Independence

We accept no paid placements, sponsored posts, or affiliate arrangements that could compromise our advice. Every recommendation is based purely on research and reader benefit.

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Data-Driven

We don't deal in opinions disguised as facts. Every claim is backed by data, government sources, SEBI regulations, or peer-reviewed research — always cited.

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Plain Language

Finance is deliberately made complex to keep people dependent on advisors. We believe the opposite: when you understand your money, you make better decisions.

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India-First

Most finance content is US-centric. We write specifically for Indian investors — covering SEBI rules, Indian tax laws, NPS, PPF, ELSS, and India-specific strategies.

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Free Weekly Digest

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What's Inside Every Issue

Here's what you get every Sunday

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Market Recap in 2 Minutes

What moved the markets this week, explained in plain English. No jargon, no noise — just what matters.

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1 Actionable Money Tip

One practical thing you can do this week to improve your financial health. Small actions compound over time.

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Deep Dive Article

A link to our best article of the week — fully researched, data-backed, and written specifically for Indian investors.

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Surprising Finance Stat

One mind-bending number that challenges how you think about money, saving, or investing.

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Finance Calendar

Important deadlines coming up — tax dates, advance tax, ITR filing, investment cut-offs — so you never miss one.

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Reader Q&A

Every issue answers one real question from a reader. Submit yours and you might see it featured next Sunday.

Past Issues

Browse Archive →
Issue #84
Budget 2026: What It Means for Your Investments
Feb 16, 2026
Issue #83
Why February Is the Best Month to Start a SIP
Feb 9, 2026
Issue #82
The Hidden Cost of Waiting to Invest
Feb 2, 2026
Issue #81
Emergency Fund: How Much Is Enough?
Jan 26, 2026
Issue #80
NPS vs PPF vs ELSS: The 2026 Comparison
Jan 19, 2026
Issue #79
How to Build a 3-Fund Portfolio for India
Jan 12, 2026